Manage your cash flow with a Low-Interest Business Sustainability Loan

Do you need working capital for your small business? Please read the details below and if this is a program that could help your business, complete the Pre-application Questionnaire at the bottom of the page to start the process and we will be in contact with you within two business days.  Your credit report will not be pulled until you submit a full application package.  CLICK HERE to print a PDF flyer.

Loans from $5,000 – $25,000 for working capital

  • Interest rates as low as 2%
  • Pay nothing for the first 6 months
  • No bank required
  • Use loan proceeds for day-to-day operating expenses to work through the temporary economic downturn
  • Term 3 – 5 years
  • Low application fee $100

Eligible borrowers include existing, small businesses or sole proprietors. Businesses must be located in Adams, Brown, Clermont, Fayette, Gallia, Highland, Jackson, Lawrence, Pike, Ross, Scioto, or Vinton Counties in Ohio.

Please review the List of Prohibited Lending Activities and list of required application documentation below before submitting a pre-application questionnaire.

Click here to view the list of Prohibited Lending Activities.

Click here to view the list of documentation that will be required if you submit a full application.

For questions about our Business Sustainability Loan or any other OVRDC loan products, contact sgilbert@ovrdc.org

This loan program is funded by a U.S. Economic Development Administration CARES Act RLF Grant.